Friday, July 31, 2015

Fire danger in the construction zone

Fires are a significant hazard on construction sites. A November 2014 National Fire Protection Association report found that between 2007 and 2011, U.S. fire departments responded to an average of 5,120 structure fires in residential properties that were either under construction or undergoing major renovation.

Each year, those fires led to an average of nine deaths, 94 injuries and $265 million in direct property damage. Firefighter deaths and injuries are not included in those statistics. But proper planning and monitoring can improve your chances of completing a project without incident.



Wednesday, July 29, 2015

You're married? You're getting a deal on your car insurance.

Your driving record seems a legitimate risk for insurers to consider when they price auto insurance. But your marital status?

Yes, young men in red sports cars will pay more for coverage than everyone else, but it’s hard to see how being a widow, or being divorced or separated, has much to do with the odds you’ll be in an accident.

Yet single, separated, and divorced people, and widows, often pay more for policies than married customers, according to a new study from the Consumer Federation of America (CFA). In the study, when a husband died, the cost of state-mandated liability coverage for the widow rose by an average of 20 percent at four of six major insurers, the study found.



Thursday, July 23, 2015

Tickle My Feet, Text: Things Not to Do While Riding a Motorcycle

Aggressive and reckless riders are among the top irritants say motorcyclists, according to a national survey commissioned by Erie Insurance and conducted by Harris Poll.

The online survey, conducted in June, asked nearly 200 U.S. motorcycle riders to share their top five pet peeves about both other riders and drivers of four-wheel vehicles, as well as the most common rookie rider mistakes. It also asked riders to fess up to the craziest, weirdest or most reckless thing they’d ever done while riding, or seen others do. Needless to say, that question yielded some quirky results.



Monday, July 20, 2015

12 home theft prevention tips for traveling homeowners

Summer is a popular time for vacations, weekend trips and even day trips, which means homes remain empty while their occupants are out having fun. Not surprisingly, the highest percentage of burglaries happen during the summer months.

According to American Modern Insurance Group, 30% of all burglaries occur as a result of something as simple as an open or unlocked window or door. Even if you feel your neighborhood is safe, empty homes are more vulnerable to theft.



Tuesday, July 14, 2015

Drone Wars: Airspace and Legal Rights in the Age of Drones

It is only the tip of the iceberg. As technology advances, common citizens are increasingly finding themselves with the ability to obtain and fly reasonably-priced unmanned aerial vehicles (UAVs) known as drones. News broadcasts are only now beginning to reflect the growing problems we can anticipate as their use becomes more and more common, both privately and commercially. Armed with high-definition cameras, these civilian UAVs have ranges of up to several miles and can hover over a neighbor’s pool party and capture footage of activity engaged in with an expectation of privacy.

The typical quadcopter has a flight time of 15 minutes, although smaller ones with tiny Photron FASTCAM viewer (FPV) cameras might be able to manage as much as 30 minutes. The proliferation of these amazing devices brings with it a whole host of legal issues which most assuredly will give rise to civil disputes and litigation. Understanding the laws affecting their use now becomes a prerequisite as opposed to an opportunity for an interesting lunch conversation.



Wednesday, July 8, 2015

Summer months are the most dangerous for motorcycle riders

Warm summer months see the most motorcycles on the road, and now there are more than ever out there. According to the Motorcycle Industry Council, motorcycle sales are up more than 8% through the first quarter of this year.

With this information, Progressive analyzed its 2014 motorcycle claims data to find safety tips to help out riders and their insurers to prevent needing to file a claim this summer.



Monday, July 6, 2015

The 15 states where insurance costs the least

As much as you'd like to escape insurance costs, your premiums are actually a smart way to manage risk and protect your financial well-being.

While the chance of an accident or catastrophe may be small, without insurance, you'd have to come up with signicant amounts of money on your own to rebuild your home if it burned to the ground, fix your car following a traffic accident, or have life-saving surgery.



Wednesday, July 1, 2015

Senn Dunn Insurance Announces New Hires!

Please give a big welcome to Senn Dunn Insurance's new hires in June!

Allan Hild
Employee Benefits Consultant
Greensboro office

Nicholas Glenn
Claims and Risk Control Coordinator
Greensboro office

Bill Mashburn
Employee Benefits Account Manager
High Point, NC